Cannabis Farms In Rental Properties

Tuesday, September 3, 2013
Cannabis Farms In Rental Properties

Cannabis Farms In Rental Properties

Landlords left exposed by illegal activity in rental properties

Rental property owners without specialist landlord insurance or comprehensive buildings insurance can face huge repair bills if the rental property is used as a cannabis farm by drug gangs.

Recent headlines about the damage done to rental properties by green fingered tenants make compelling reading for property people, however, one poor unsuspecting landlord from Nottingham is now facing a massive repair bill after discovering that his rental property was used as a cannabis farm to grow drugs with a street value of around £200,000 (GBP).

Nottingham landlord, Jack Carr, received a call from the police officers raided his rental property after being alerted to a strong smell by neighbours, and once inside they discovered 268 cannabis plants.

Large scale cultivation of cannabis was taking place in the upstairs bedrooms and loft, with a complex set of air ducts to vent the smell through the loft space and dozens of high powered light bulbs to force the plants to grow quickly. The largest shock for the landlord (awful pun) was the yards of electrical wiring used to bypass the electricity meter to obtain free electricity directly from the mains.

The cannabis farm caused extensive damage to the rental property, but when Mr Carr made an insurance claim, he was told he was not covered by his insurance policy.

His insurers told him that the let property policy purchased clearly stated that it will not respond to damage caused by illegal activity to property.

It is vital for all landlords to check the precise cover that their landlord insurance policy provides carefully, so that it meets all requirements when purchasing insurance.

Such criminal occurrences should be enough to remind landlords to conduct comprehensive tenant referencing before offering any rental property to tenants and landlords should attempt to make periodic visits to rental properties every few months.

This was written by Mike Clarke. Posted on at 2:56 pm. Filed under Insurance. Tagged , , , , , , , , , , , , , , , . Bookmark the permalink. Follow comments here with the RSS feed. Both comments and trackbacks are currently closed.