Protect Your Property Investments

Tuesday, July 29, 2014

Protecting landlords property investments with the right insurance is vital

Protecting landlords property investments with the right insurance is vital

It Is Essential To Protect Your Property Investment Correctly

Rental voids in the UK private rental sector are currently at their lowest number for over 6 years and tenant demand in the UK private rented sector is at the highest it’s ever been, making it a fantastic time to be a property investor and a landlord.

However, things don’t always turn out to be a bed of roses for some private rented sector landlords, so it is important to ensure that landlords have the right type of insurance policy that will effectively protect your investment property and the rental income that it generates.

Legal 4 Landlords are the UK’s leading specialists within the property management and property lettings industry – offering a wide range of products and services designed specifically for landlords and letting agents that are backed by a wealth of knowledge and experience.Legal 4 Landlords Insurance Division has a number of purposely designed products for property investors, landlords and their tenants:

  • Rent and Legal Protection Insurance – Protect the rental income from your property asset for a lot less than you think!
  • Landlords Building Insurance – Contact Legal 4 Landlords for a personalised quote, cover includes:

• Quotations available for properties up to £5,000,000 (GBP) sum insured
• Automatic coverage for Loss of Rent up to 20% of the buildings sum insured
• Experienced underwriters on hand with authority for instant decisions
• No claims bonus available • Multi location policies available
• Automatic cover included for domestic employees at £5,000,000
• Property Owners Liability £2,000,000 (GBP)
• There is also a wide range of standard cover included such as;
• Loss of Metered Water and Trace & Access cover

  • Landlord Emergency Cover – £99.00 (GBP) for the year per property
  • Tenant Liability Cover – Protects your property from accidental damage by tenants, paying for property damage can be expensive, but even if the damage is accidental it is the tenant’s responsibility to pay for the repairs or the landlord can deduct the costs from the deposit. Our tenants liability insurance covers accidental damage claims up to £2,500 (GBP).
  • Tenant Contents Cover – Designed to protect the tenant’s own possessions whilst living in rented accommodation, simple fixed fee pricing structure ensures that your tenants can be protected immediately for a full 12 months and cover includes:
        • Theft or attempted theft
        • Mobile phone (if requested)
        • iPods and iPads (if requested)
        • Television and television equipment
        • Game console and video systems
        • Laptop up to £500 (if requested)
        • Flooding, storm, weight of snow
        • Fire and smoke damage
        • Jewellery including watch cover up to £500
        • Key replacement for lost keys
        • Fridge/Freezer cover – loss of food
        • Lightning, explosion, earthquake

Contact Legal 4 Landlords right now for personalised help to protect your property investments as well as a wide range of specialist products and services designed to help landlords and letting agents

Call us now for free on 0800 840 7133


0333 577 9050 (if calling from a mobile most 03 numbers are now included in your call plan - but please check with your network if you are unsure.)

Or send an email to advice@legal4landlords.com

This was written by Mike Clarke. Posted on at 11:30 am. Filed under Insurance. Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , . Bookmark the permalink. Follow comments here with the RSS feed. Both comments and trackbacks are currently closed.