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Mortgage Borrowers Have Mortgage Affordability Concerns


Wednesday, April 1, 2015

Research Reveals Concerns About Mortgage Affordability Checks New research by Equifax has revealed that many people are worried about the length of time it takes mortgage lenders to assess their ability to repay residential and buy to let mortgage loans, with some fearing missing out on property deals because of the length of time they [...]


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Could 2015 Be Another Boom Year For Buy To Let Properties?


Thursday, February 26, 2015

Is 2015 The Year To Get Into Buy To Let Property Ownership? There are a number of encouraging reports circulating in the media at the moment suggesting that 2015 could be another boom year for landlords, letting agents and the buy to let property market in general. The changes announced by the Government to the [...]


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UK Property Investment Increased By 8% In 2014


Thursday, February 12, 2015

Number Of UK Property Investors Up 8% In A Year Interest in UK property investment continues to increase following the Government changes to the way pensions are controlled, allowing potential property investors to use buy to let mortgage products to release funds for property purchases early, as bricks and mortar still offer a far greater [...]


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2015 Could See Landlords Expanding Rental Property Portfolios


Tuesday, January 6, 2015

Over 50% Of UK Landlords Seek To Expand Rental Property Portfolios In 2015  There is a great deal for private sector landlords with rental property portfolios to get excited about in 2015, according to the latest research carried out by an online letting agent. Residential property prices continued to rise last year, despite the doom [...]


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UK Property Prices Cut To Tempt More Property Investors


Thursday, November 20, 2014

Good News For Property Investors as Vendors Cut Property Asking Prices To Attract More Interest Residential property vendors all over the UK are dropping property prices in a bid to attract willing buyers during the traditionally quiet winter months, good news for residential property buyers but very good news for property investors purchasing using Buy [...]


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UK PRS Landlords Looking For Better Buy To Let Mortgage Finance


Friday, November 14, 2014

20% of UK PRS Landlords Struggling To Obtain Buy To Let Mortgage Finance 31% of UK private rental sector (PRS) landlords reckon that they will require additional buy to let mortgage lending or buy to let re-mortgages within the next three months. However, as many as 20% of landlords may not get financed, according to [...]


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Can Anyone Get Buy To Let Mortgages?


Thursday, September 25, 2014

Buy to Let Mortgages Are Not Difficult To Get The Mortgage Market Review (MMR) has made obtaining residential mortgages more difficult for some borrowers and the financial affordability tests imposed by lenders are also being applied by specialist lenders to buy to let mortgages too, slowing down the purchasing process for many landlords. Many landlords [...]


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More New Rules For Buy To Let Mortgage Lending


Tuesday, September 9, 2014

UK Buy-To-Let Mortgages To Become EU Regulated  Following last week’s shock announcement by the Government, some elements of the UK’s buy to let mortgage market are going to become more regulated in order to fall in line with the current European Union (EU) Mortgage Credit Directive. The Council of Mortgage Lenders (CML) have reacted strongly [...]


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FCA Monitoring Buy To Let Mortgage Applications


Thursday, May 29, 2014

FCA Looking For Fraudulent Buy To Let Mortgage Applications The UK Financial Conduct Authority (FCA) are on the lookout for fraudulent buy to let mortgage applications following the introduction of tighter affordability rules on residential mortgages under the Mortgage Market Review (MMR). Under MMR, all applicants face tougher questions about their lifestyle to ensure they [...]


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Mortgage Market Review Already Causing Problems


Thursday, May 15, 2014

Mortgage Market Review Slowing Down Mortgage Approvals The introduction by lenders of the Mortgage Market Review is the biggest regulatory restructuring that the UK mortgage market has seen in recent years and is intended to test the continued affordability of borrowers. It’s introduction was intended to protect customers from over stretching their financial commitments in [...]


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