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Fall In Mortgage Arrears And Property Repossessions


Thursday, May 21, 2015

CML Data Shows Drop In Number Of Mortgage Arrears According to the latest data published by the Council of Mortgage Lenders (CML), the number of UK buy to let mortgage arrears and number of landlords facing repossession of their rental properties has fallen in the first quarter of this year. A decline was experienced in [...]


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Confusion Reigns Over Tenant Sub-Letting Proposals


Thursday, April 9, 2015

Housing Minister Contradicts Government Sub-Letting Proposals There is already a great deal of confusion and resentment surrounding the controversial proposals to allow the sub-letting of rental properties by tenants, announced by the Chancellor of the Exchequer, George Osborne MP, during the pre-election budget, last month. The proposals were announced by Mr Osborne during the Spring [...]


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Could 2015 Be Another Boom Year For Buy To Let Properties?


Thursday, February 26, 2015

Is 2015 The Year To Get Into Buy To Let Property Ownership? There are a number of encouraging reports circulating in the media at the moment suggesting that 2015 could be another boom year for landlords, letting agents and the buy to let property market in general. The changes announced by the Government to the [...]


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What The Stamp Duty Reform Means For Landlords


Tuesday, December 9, 2014

Stamp Duty Reforms Announced By Chancellor There was some good news for UK private rented sector landlords and prospective property buyers in the Chancellor’s autumn statement made on the 4th December 2014. PRS landlords who want to expand their rental property portfolios using Buy To Let Mortgages can benefit from the autumn statement announcement concerning [...]


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Rent Protection Helps Protect A Landlords Income


Thursday, July 3, 2014

Decline In Void Periods As Landlords Use Rent Protection To Extend Tenancies According to a new survey by Paragon Mortgages, the decline in void periods being experienced by UK private rental sector landlords is solely due to high tenant demand, although there could be a little more to the mortgage lenders wild claim. There are [...]


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Mortgage Market Review Already Causing Problems


Thursday, May 15, 2014

Mortgage Market Review Slowing Down Mortgage Approvals The introduction by lenders of the Mortgage Market Review is the biggest regulatory restructuring that the UK mortgage market has seen in recent years and is intended to test the continued affordability of borrowers. It’s introduction was intended to protect customers from over stretching their financial commitments in [...]


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Buy-To-Let Mortgage Boom Continues Due To Tenant Demand


Tuesday, May 13, 2014

Demand For Rental Property Fuelling Buy-To-Let Mortgage Boom  The UK buy-to-let boom looks set to continue for the foreseeable future as economists and estate agencies predict increased demand from over 1 Million more tenants, who will be looking for homes in the UK’s private rented sector over the next five years. The expected tenant requirements [...]


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Mortgage Market Review Will Affect Residential and Buy-To-Let Mortgage Applications


Tuesday, April 29, 2014

Mortgage Market Review Hits UK Property Market New rules for mortgage lenders came into effect on the 26th April 2014 requiring all potential borrowers to disclose even more detailed financial information. Even before it was officially launched the MMR scheme was affecting mortgage applications, with loan offers being heavily scrutinised and the process had lenders [...]


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Buy-To-Let Mortgage Lending Highest for 5 Years


Thursday, November 14, 2013

Buy-To-Let Mortgage Lending Increases Again As the effect of the Government’s Help-To-Buy scheme is encouraging the recovery of the UK housing market and driving up residential property prices, it is also encouraging a great deal of activity in the UK rental market, with Buy-To-Let mortgage lending reaching its highest volume level for 5 years. Property [...]


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Imminent Buy-To-Let Mortgage Rate Rises


Thursday, August 1, 2013

Landlords Urged To Act Fast Before Rates On Buy-To-Let Mortgages Rise Landlords and active property investors have made serious gains from property over the last year, all thanks to the Government’s Funding for Lending Scheme. During the last 12 months, the cost for a five-year fixed rate for property buyers with a 25% deposit, dropped [...]


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